Your HSA contributions are 100% tax-deductible.

By deducting your HSA contributions from your paycheck before federal and state taxes are taken out, you take home more money each pay period.

The HSA PPO has the lowest premiums of any plan offered to Public School Employees and Arkansas State Employees this year.

Your insurance provider and HSA administrator are both located in Little Rock. Our local presence offers faster customer service and more accountability.

You own the account, so even if you change jobs, your HSA funds go with you.

Funds in your HSA grow with tax-free interest.

There is no "use it or lose it" clause, so you can build up the savings in your HSA to use for major health events.

Because your funds can roll over from year to year, you can let the funds in your account grow tax-free. After age 65, you may make withdrawals from your HSA for any reason without the 10% penalty for non-medical withdrawals. (Note: you'll still have to pay taxes on the money.)

Use your Health Savings Account to cover 100% of the cost of routine medical expenses like office visits, lab tests, and over-the-counter drugs.

You can also use your HSA funds for programs not usually covered by other health plans, including dental, optical, and much more.