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Contribution
Requirements & Limits
HSA
PPO Rates &
Comparison Chart
State
of Arkansas PSE Salary Reduction Agreement
State
of Arkansas PSE Retiree Contribution Worksheet
State
of Arkansas PSE
Fee Schedule
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Is an HSA right for me?*
The rates for the HSA PPO are the least
expensive of any plan offered this year. However, that should not be the
reason that you select this plan. Because of the deductible and the coinsurance,
some individuals who have frequent expenses may find this plan more expensive
in the long-term.
The following fictional scenarios present
potential situations that will help you in your decision-making process.
Please consider this choice carefully. The HSA has a great number of benefits
to offer an individual, but an HSA is not right for everyone.
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Meet Susan, a 30-year-old science teacher.
She is married with two children, ages 6 and 9. Susan and her husband
don't go to the doctor much, and she only takes the kids when they
have the flu or some other serious illness. |
| Joe is a 56-year-old high school guidance counselor.
Joe's wife is 53, and his children are grown with families of their
own. Joe and his wife are in good health, and they visit the doctor
for routine physicals and the occasional cold or flu. However, they
are concerned that as they get older, they may experience some unexpected
health issues. |
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Randy is a 26-year-old elementary school teacher.
He is single with no children. Randy is fairly healthy and visits
the doctor only when absolutely necessary. |
| Tom is a 40-year-old math teacher and basketball
coach. He is married with three children, ages 2, 6, and 8. Tom and
his wife always take the kids to the doctor at the first sign that
they may be sick. |
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* The scenarios presented here are
fictional and should not be construed as representations of any actual
person, living or dead.
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