Public School Employees - HSA PPO Rates & Comparison Chart

2008-09 Plan Year Rates - Effective October 1, 2008 - September 30, 2009

The chart below shows the net monthly cost to each individual participant. It does not take into account any additional contributions made by the individual school districts.

Active Employee Rates Only. For the official list of all rates, go http://www.state.ar.us/dfa/ebd/

HRA Discount
Base
Monthly
Premium
State
Contribution
Reserve
Contribution
School
District
Contribution
Total
Monthly
Employee
Cost
One
Healthy
Discount
Level I
One
Healthy
Discount
Level II
Two
Healthy
Discount
Level I
One
Healthy
Discount
Level I
and One
Level II
Two
Healthy
Discount
Level II
$10
monthly
savings
$20
monthly
savings
$20
monthly
savings
$30
monthly
savings
$40
monthly
savings
Employee Only
ARHealth - Health Advantage $365.45 $60.57 $21.86 $131.00 $152.02 $142.02 $132.02      
ARHealth - NovaSys $361.47 $60.57 $21.86 $131.00 $148.04 $138.04 $128.04      
ARHealth HD PPO-NovaSys $281.33 $60.57 $21.86 $131.00 $67.90 $57.90 $47.90      
Employee & Spouse
ARHealth - Health Advantage $977.61 $107.69 $38.86 $131.00 $700.06 $690.06 $680.06 $680.06 $670.06 $660.06
ARHealth - NovaSys $967.13 $107.69 $38.86 $131.00 $689.58 $679.58 $669.58 $669.58 $659.58 $649.58
ARHealth HD PPO-NovaSys $743.55 $107.69 $38.86 $131.00 $466.00 $456.00 $446.00 $446.00 $436.00 $426.00
Employee & Child(ren)
ARHealth - Health Advantage $635.25 $82.50 $29.77 $131.00 $391.98 $381.98 $371.98      
ARHealth - NovaSys $624.41 $82.50 $29.77 $131.00 $381.14 $371.14 $361.14      
ARHealth HD PPO-NovaSys $480.15 $82.50 $29.77 $131.00 $236.88 $226.88 $216.88      
Employee & Family
ARHealth - Health Advantage $983.87 $111.52 $40.25 $131.00 $701.10 $691.10 $681.10 $681.10 $671.10 $661.10
ARHealth - NovaSys $972.95 $111.52 $40.25 $131.00 $690.18 $680.18 $670.18 $670.18 $660.18 $650.18
ARHealth HD PPO-NovaSys $748.57 $111.52 $40.25 $131.00 $465.80 $455.80 $445.80 $445.80 $435.80 $425.80

The rates for the HSA PPO are the least expensive of any plan offered this year. However, that should not be the reason that you select this plan. Because of the deductible and the coinsurance, some individuals that have frequent expenses may find this plan more expensive in the long-term. Please consider this choice carefully. The HSA has a great number of benefits to offer an individual, but an HSA is not right for everyone.

Contribution Requirements
& Limits

 

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