Contribution Requirements & Limits

HSA PPO Rates &
Comparison Chart

State of Arkansas ASE Salary Reduction Agreement

State of Arkansas ASE Retiree Contribution Worksheet

State of Arkansas ASE
Fee Schedule

Is an HSA right for me?*

The rates for the HSA PPO are the least expensive of any plan offered this year. However, that should not be the reason that you select this plan. Because of the deductible and the coinsurance, some individuals who have frequent expenses may find this plan more expensive in the long-term.

The following fictional scenarios present potential situations that will help you in your decision-making process. Please consider this choice carefully. The HSA has a great number of benefits to offer an individual, but an HSA is not right for everyone.

Meet Vicki, a 30-year-old administrative assistant. She is married with two children, ages 8 and 12. Vicki and her husband don't go to the doctor much, and she only takes the kids when they have the flu or some other serious illness.

George is 56 years old and works for the Forestry Service. George's wife is 53, and his children are grown with families of their own. Joe and his wife are in good health, and they visit the doctor for routine physicals and the occasional cold or flu. However, they are concerned that as they get older, they may experience some unexpected health issues.

Mark is a 30-year-old engineer with the Arkansas Highway Department. He is single with no children. Mark is fairly healthy and visits the doctor only when absolutely necessary.

Victor is a 40-year-old manager in the Motor Vehicle Department. He is married with three children, ages 2, 6, and 8. Victor and his wife always take the kids to the doctor at the first sign that they may be sick.

* The scenarios presented here are fictional and should not be construed as representations of any actual person, living or dead.

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