• A personal expense is any expense other than what is classified
  as a “Qualified Medical Expense”.
  
  
  • If the distribution from your HSA is for a personal expense,
    you are required to report that amount as income when you
    file your taxes.
    
    
  • You may also be subject to an additional excise tax penalty
    of 10% unless you are age 65.

Note: There are other conditions when the 10% excise tax would
not apply, for a comprehensive list go to www.Arkansashsa.com